2008, Tata AIG General Insurance Company Limited, all rights reserved.Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. Losses arising from intoxicated behaviour The policyholder has to pay the premium for travel insurance extension before the actual extension comes into effect. If you're thinking about a gap year, we can provide you with comprehensive travel insurance cover for a number of different eventualities, from medical expenses to lost or stolen baggage.. Our gold insurance policies include cover for 90 sports and activities, like of horse riding, bungee jumping and an assortment of water sport. If you're studying away from home make sure you cover yourself for medical and other expenses with Student Travel Insurance. Q: If I don't need the policy and I want to discontinue it, can my policy get cancelled? extra transactions made by me on line for my overseas travel insurance policy, I got all refunds, as confirmed by my banks today.". See the 2 best student travel insurance plans. If you miss your flight because of a local protest or agitation and ask for a refund, we might turn down your claim. Fraudulent charges for card payment security and many more. It is why a travel insurance policy is important. 7. You can expect a response to your application within the next 24-48 hours. Q:How am I covered if I meet with an accident during the trip and suffer injuries or losses? Most insurance companies allow insured students to extend the policy only once. The student travel insurance policy hasn’t expired already, Sum insured amount remains the same even after policy extension, No medical claims have been filed during the policy tenure, Insured must declare that he does not have any pre-existing health conditions, The additional premium should be paid before the policy extension period comes into effect, The total policy period, including the original policy period and extended period, does not exceed a period of two years. student Travel Insurance Travelling while you're a student opens up the world like nothing else. Insurance is the subject matter of solicitation.Visitors are hereby informed that their information submitted on the website may be shared with insurers. Travel insurance plans for Canadian and international students. ‘Covered emergency dental expenses’ refer to the dental expenses incurred during the insured journey and within 30 days of the first treatment. If you're the victim of crime, you may be able to claim on your travel insurance for the value of the items that are taken. The student travel insurance policies give that piece of mind and allow you to select exactly what you want to be covered for. It offers cashless hospitalization facilities to the insured students if he/ she are admitted at one of the network hospitals of their insurance provider. 2. Daily cash allowance is provided in case an insured person is hospitalized for more than a specific number of days as mentioned in the policy document. The applicant student has the choice of either purchasing an international student insurance policy in India before travelling abroad or they can opt for the student medical insurance offered by their university abroad. Q:Do I need to file an FIR in case of an accident? Click below to find the right travel insurance, with the best coverage, at the lowest price Get a quote now Instant prices from all companies Get a quote now Instant prices from all companies. Wycieczki na Lato 2019: Portugalia Chorwacja Grecja Bułgaria Włochy. Student medical travel insurance is provided at very affordable rates by the insurance companies in India. Call TATA AIG representatives any time of the day, for assistance on any emergency during the trip. If you have opted for study interruption cover and you are hospitalized for a consecutive month or more due to illness, injury, or medical repatriation, then you will get a reimbursement of the tuition fee that has been paid for that period. Moreover, precious items inside the bag are also not covered by Student Travel Insurance, unless it is mentioned in the list of inclusions. Any expense related to pregnancy and childbirth is not covered. Student travel insurance offers an amount, for buying toiletries and fresh clothes, to the insured because of delay in luggage. Q:If I get injured or suffer a loss while travelling in a ship or metro abroad, will my policy cover me? Na wyjazdy studenckie wyjechało z nami już ponad 100 000 osób. A student travel insurance policy comes loaded with unique features such as policy extension and auto-renewal facilities. Letter requesting cancellation of policies, 3. Student travel insurance designed for students enrolled at an institution abroad for tertiary studies or travellers working on a casual basis whilst on holiday (For … The good news is that there are a number of options for special student travel insurance. Compare quotes online or call us on 01 279 9989. This is subject to a maximum stated in the policy. During your stay in the foreign land, you never know when you need to file a claim. It offers a distress allowance to the insured person as mentioned in the policy. The sum insured won’t be increased under any condition, 3. As we mentioned earlier, getting sick or injured overseas can cost you thousands of dollars. ", "Tata is a brand I can trust. 1. Q:Will I get a cashless facility for dental treatment? This travel insurance is specifically designed for young people travelling on a budget. A travel insurance policy from Tata AIG comes with many USPs that offer an edge over the competition. We offer you three plans to choose from – Standard, Silver, and Gold - based on the sum insured and the premium amount. 5. Q:Can I get any discounts on my premium amount? Accidental death and dismemberment 24 Hours: Study interruption: In the event of Hospitalization of the insured person of more than one consecutive month from either a covered Injury or Sickness or in the case of Terminal Sickness or in the case of a medical repatriation or in case of the death of an immediate family member, which prohibits the Insured Person from continuing his/her studies for the remaining part of a school semester for which Tuition has been paid, the Company shall reimburse the Insured Person the Tuition fees which has already been advanced to the educational institution. Student Travel Insurance will not cover expenses incurred due to a pre-existing medical ailment unless the same condition is covered by the policy. We might deny you a travel insurance policy if you suffer from a pre-existing condition. Student travel insurance is a policy designed for students travelling overseas for activities like a school trip or a longer-term exchange program. Top tip: some comparison sites allow you to compare student travel insurance policies, but you will receive regular travel insurance policies in the quote too. Your student travel insurance needs to cover you in all the countries you're visiting, as well as every stop you make on the way (even if you're only passing through the country on an interrailing trip). Make an ideal choice by comparing various insurance quotes, Choose the plan according to your specific requirement, Compare and analyze the features and USPs of various plans simultaneously, Buy the most efficient product in the least amount of time, Safety, mental peace, guaranteed end-to-end assistance. Q:Would I get any reimbursement for medical expenses incurred abroad if I specifically went abroad seeking medical treatment? Here are a few things you should include in your student travel insurance policy: Emergency medical and hospital expenses. Accident & Sickness Medical Expenses Reimbursement: Medical expenses are reimbursed subject to the deductibles and up to a maximum amount per disease / illness / injury sum insured, as mentioned in the Policy Schedule or the. Student Travel Insurance Plan Trips can often take a long time to plan, and an even longer time to save up for, but only moments to be put into jeopardy. Q:How do I decide the scope of coverage for my travel insurance policy? The extension can be availed specifically for one-time only. as you might be required to present them at the time of claim. Coverages may include: Trip cancellation and delay, lost baggage, medical emergency, international terrorism and any other unforeseen event or accident. Q:Whom to approach if there I have been hospitalized and how do I register a claim? Q:What are the conditions applicable when it comes to policy extension? In case the insured is permanently disabled due to the accident, it pays pre-decided compensation to the insured's family. Q:I am going on F1 visa to the USA. Going for a vacation. In such a case, the treatment for any emergency measures will be paid until you are stable or relieved from severe pain. Don't worry about the costs since it will be covered by your insurance provider. Q:What if I am not able to submit all the supporting documents for reimbursement claim? Losing your belongings while being drunk or under the influence of drugs might entail forfeit of your claim for a refund. In all of these situations, a need to extend your student travel insurance will arise. Or if you get hospitalized for an illness/ accidental injury that extends your stay beyond your original schedule. Q: If I have not travelled during the policy period, would I get any reimbursement? Please keep your policy number saved in a place where you can always access it. Q:Will I get a refund if my university does not accept the policy? It is advisable to choose a plan that can substitute the health covers provided by the university but can offer better coverage. No. 108. Email Id – customersupport@tataaig.com. Q:Are pharmacy bills without the prescription of a doctor or medical practitioner covered under the policy? Sponsor protection: We understand that due to Death or Permanent Disablement as defined in this policy caused to your enrolled sponsor (someone who pays your tuition fees), you may be left in a position of uncertainty. Students living outside India may also have visitors from their families during an emergency medical condition, which requires financial backup as well. Trip delay claim & track your status. Here are the situations where you’ll be covered: Injury or illness. Theft, damage or loss of passport due to carelessness and negligence, or not reported to the local police authorities on time etc are not covered under Student travel insurance. In the event of accidental death, it pays pre-decided compensation to the insured's family. Premiums for these travel insurance plans are cheaper in case of policies bought from domestic insurance providers in India. Due to travel restrictions, plans are only available with travel dates on or after. are very important, even obligatory for students to buy one in some countries such as USA and Schengen Countries. For instance, if your exams get postponed and are rescheduled post the expiry of your policy. If you plan to travel outside the UK during your studies, it is highly advisable to buy a comprehensive travel insurance policy. Approval for registration as an Insurance Broker is pending with the IRDAI. Take a look at some of the most common features of an international student insurance plan offered by insurance providers in India: Yes. Student travel insurance is just travel insurance that’s tailored especially for students. Besides, your student policy will be extended if you meet the following conditions: Make sure to inform your insurance company or the assistance provider as soon as possible so that the policy extension can be made effective on time. Any situation arising due to war or nuclear threat in the country you are travelling to are not covered by Student travel insurance. Q:Can I register a claim after I return back to India? We also include the following countries in our European travel insurance: Egypt; Morocco; Tunisia; Turkey Compare 30+ trusted brands. Q:Can I extend my student travel insurance policy if there is already an ongoing claim? Some insurance providers under student travel insurance provide hospital cash allowance for childcare. Physiotherapy: Physiotherapy treatment to an accident is covered, up to the amount stated in the policy document. Q:Do I really need student travel insurance coverage? Jedź z nami! In case you are considering buying a student university medical plan, take a look at the coverage offered by most international universities: Student travel insurance policies offer the much-needed coverage that helps neutralize travel-related risks during a student's stay abroad while pursuing his higher education. Medical treatment expenses for an illness or accidental injury, 8. renewal notice. Q:Who is eligible to buy a student travel insurance? You can also simplify the same with the help of online renewal and advance the extension of policy. Wait for tour insurance provider to approve your cancellation. Also the same implies, if your sponsor or an immediate family member expires, leading to discontinuation of your studies.Â. Also, keep in mind that the extension of your travel insurance policy depends on the sole discretion of the insurance company. If a person is travelling overseas to study, he is always advised to get a valid student health insurance plan. Student travel insurance pays for the actual expenses or the pre-decided amount insured, whichever is lesser in case of repatriating the mortal remains of the insured person back to his/her country. Q:What are the exclusions under student travel insurance? Getting sick or losing your belongings in a foreign land can be scary- but not with TATA AIG by your side. You can also opt for other benefits with your travel insurance policy to fortify the cover and make your policy a comprehensive one. The ‘free-look’ period in travel insurance implies that the buyer gets a specified number of days to review the terms and conditions of the plan. Repatriation of remains: In case of insured's person’s demise, necessary arrangements are made to carry his remains to India. Click here to get a quote for student travel insurance today. Category of Certificate of Registration: General Insurance. The policy remains active throughout their stay in a foreign country. This is because the payment mode may vary from one insurance company to another. Make sure they're valid for the time you're away. Expenses incurred due to any of the following situation: Suicide; injuries or illnesses due to self-infliction, Any kind of mental disorder Depression, stress, or anxiety, Expenses incurred in a situation when you are, If the insured is travelling without the consent of his physician. *The information provided on this website/page is only for information sake. You can also cancel the plan within 7 days after the date when you were supposed to travel or the expiry date of your plan in case you haven't undertaken that trip. All Rights Reserved.. In case the insured person's passport is lost, Student travel insurance policy will reimburse the actual incurred expenses for making arrangements for a fresh or duplicate passport is provided. Or an international student in school in Canada? Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. Childcare benefits: If your child is between 7-90 days and is hospitalised for two days or more due to an ailment, we will reimburse you based on the terms stated in the policy. Q:How will I receive the claim amount for a reimbursement claim? Q:What are the various modes of premium payment? Delay in take-off or cancellation of flight. You can call us on our helpline number 1800-266-7780 or send an SMS to 5616181 to inform us about the situation and start your claim process. After completion of the waiting period of 10 months, Student travel insurance covers pregnancy-related in-patient medical expenses. Are you a Canadian heading to college or university outside your home province or outside Canada? Can I buy student travel insurance for my spouse and myself? Before making a claim, please check if you have all the documents that may be needed and verify whether the situation at hand isn’t listed in the exclusions. STUDENT TRAVEL INSURANCE . Any baggage delay while in India is not covered under this policy. Pursuing education should be the primary purpose of your travel. There are some insurance providers, who offer a premium refund upon early return. Q:I am going for research work at a university abroad. To those going abroad for studies, a student travel insurance policy is highly recommended to ensure that any eventuality, such as a medical emergency leading to hospitalization does not lead to a financial catastrophe. If the answer was no, you might be harboring some common misconceptions about travel insurance. Travelling to avail a specified medical treatment. 3. Loss of your baggage sent in advance or souvenirs or articles mailed or shipped separately. It may also cover lost, stolen and damaged baggage and other travel-related problems, which can also be very costly in other countries. The period of extension, your age, type of insurance plans, location of your university, etc. check out the best travel insurance for your trip, Popular credit cards in india with trip cancellation & trip interruption cover. Students can compare different international study abroad travel insurance plans online and then buy the best student travel health insurance for students studying abroad to … There isn’t any claim filed during the policy period, 4. 19. If more than one loss results from any one Accident, only one amount, the largest, will be paid. Policybazaar does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. Here are five reasons you need travel insurance. your contact details. However, the single-trip policy does not come with a free-look period. Here is the cancellation process for a student travel insurance plan in India. Q:What kind of risks are covered under a student travel insurance policy? But remember that the cheapest policy is not necessarily the best as the cover could be patchy, or the claim limits could be low. Buying student travel insurance from PolicyBazaar can offer following benefits: Focused on providing students with financial coverage against those travel-related eventualities, student travel insurance provides the much-needed assistance in the hour of need. International students can buy the best study abrroad travel insurance quite easily online. Q:Which countries are restricted territories and not covered by the student travel insurance plan? Q:Am I covered for any injuries caused while participating in sports events of my university or while playing basic games like cricket and golf? Hijack cash benefit: Should your travel plans be disrupted by the hijack of any common carrier, Tata AIG will compensate distress allowance if insured’s common carrier has been hijacked. Q:Do I need to pay the money to the doctor or healthcare provider or will the insurance provider pay the bills? Keep it up! If you end your trip before the expiry of your insurance plan and you haven't filed any claims, you can get in touch with your insurance company to get a premium refund. Fill out the claim settlement form available on our website to register a claim by yourself. Every student travel insurance policy has certain situations that are out-of-the coverage list. Q:How will student travel insurance benefit me? Q:What will happen if I lose original copies of the documents to be submitted? These riders include provision for a bail bond, reimbursement of tuition fee under sponsor protection, compensation on loss of passport and a lot more. Q:Does student travel insurance cover dental treatment expenses? Q:Is it mandatory to buy student travel insurance? In case the trip was cancelled because of the refusal of the Visa by the Embassy, the Visa rejection letter would need to be submitted. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. Q:Is pregnancy or any complication/ illness arising due to pregnancy covered by student travel insurance? - Student Travel - biuro podróży od 14 lat na rynku. However, the expenses incurred due to any unforeseen emergency, save the insured person's/child's life in case of acute complications are covered. If your overseas stay gets extended due to reasons beyond your control, then your travel insurer will extend your policy, provided you have paid the additional premium amount applicable. 4. People who buy their overseas student insurance in India will end up paying less as compared to those who will buy their student health insurance abroad as the premiums paid in Indian currency (INR) would be lower than the premium paid in US dollars (USD). Carry his remains to India important, even obligatory for students in foreign countries, almost every foreign offer! I had apprehensions about getting refund of 3 nos overseas stay is extended the expenses... Saved in a foreign country that are excluded from coverage pre-decided compensation to the insured person is provided very... Company issue more than one policy for the policies offered by  the universities abroad for one-time.... 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I cancel my student travel insurance extension before the actual extension comes into effect claim, the single-trip does... Different set of worries death of the policy: injury or illness are pharmacy bills the! Which countries are restricted territories and not covered this travel insurance policy will cover you outside India may cover... Place where you ’ ll be covered by the university but can offer better.... A specific period, 4 provider pay the premium for travel insurance policy my. Coverage list Natal cover ) - waiting period of extension, your insurance. Policy is sure to address your unique needs and concerns accident or become ill and medical! 38 years of age can not buy such a good customer service desk to expedite your.... Expiry of the sponsor of an accident during the policy period valuable travel experiences you can register it by on... Original copies of the most common features of an accident or become and! Insurance extends the facilities for medical emergencies abroad fill out the claim process for a reimbursement?! Representatives any time of claim extension before the actual extension comes into effect fraudulent for! Countries, almost every foreign universities offer health insurance expenses during the insured back India. Before the actual extension comes into effect Package policy, about Pradhan Mantri Bima! Trip of your university, etc reparation coverage under travel insurance policy comes loaded unique! Or look-in period available your needs is one of the network hospitals of their insurance provider the has! Terrorism and any other unforeseen event or accident, 3 extend their student travel insurance policy help me if specifically. To study, he is always advised to check the exact modes of that. Information provided on this website is of the sponsor, 3 their families during an emergency medical and hospital.... 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